KYB-Specific Attributes and Objects

KYB and Identity Attributes are a family of attributes that are used to help financial institutions onboard and monitor their clients over time to meet Know Your Business (KYB) regulations.

Methodology and match precision

The KYB endpoint has industry-leading registration filing fill rates. This is because Enigma is able to successfully resolve operating names and addresses with legal names and addresses via its Entity Resolution systems tying websites, legal entity information, and operating information together. This enables accurate, high-coverage registration filing return rates because any combination of inputs can be combined to return high match.

Typically, Enigma can automatically surface registration filings on over 80% of customer samples. Enigma covers corporate registrations for all 52 states and jurisdictions (including Washington D.C. and Puerto Rico). As of January 2024, Enigma has information on:
~56M inactive registration filings
~43M active registration filings
~11M additional filings

API

For minimum and detailed request and response examples, please read the KYB endpoint page.

Packages

Choose from 2 packages to select the attributes you need to confidently transact with new customers.

Identify for validating basic business identity information to reduce risk when onboarding new customers.

KYB for verifying businesses to satisfy comprehensive Know Your Business (KYB) requirements when onboarding new customers.

Identify	KYB
Tasks	Tasks
Registration (Names, Addresses, People)	Full Registration Details
Legal Entity Type	Legal Entity Type
Names	Names
Addresses	Addresses
Websites	Websites
Industries	Industries
High Risk Activities	High Risk Activities
	OFAC Watchlist Screens

Data sources

Registration data is derived from SoS filings enriched with DBA names, websites, and operating locations of a business to be able to surface the correct SoS filing without perfect inputs.
Risk flags data comes from OFAC sanctions watchlist
Visit this section to learn more about the sources of our KYB and Identity Attributes

File delivery layout

File delivery is only possible for evaluations, not for production deliveries. All production use must occur via the API. To run a free evaluation, please contact our sales team.